Have you previously tried to refinance your home but were turned down by another lender? Or do you feel your income isn’t high enough to qualify for a refinance? If you own your home and have a good payment history on your loan, NOVA Home Loans may be able to help.

The RefiNow^TM and Refi Possible^SM programs are two refinancing options for low- income borrowers.

• You may be able to lower your interest rate.
• You may be able to lower your monthly payment.
• Closing costs, prepaid items, and points may be rolled into the loan.
• Credit scores as low as 620 are eligible.
• You could save thousands over the life of the loan.

You owe it to yourself to find out if you can save money on your loan. Contact a NOVA Home Loan Officer for details.

The Program information shown is for informational/educational purposes only and does not represent a commitment to lend or extend credit. Other terms and conditions may apply. Contact your Loan Officer for more details.